Commercial Lines Products

Our Programs

As managing general agency, Tower Hill Insurance Group serves businesses in Florida within our program classes:

• Office/Retail
• Homeowners Association
• Self-Storage Facilities
• Mobile Home Parks & Dealers
• RV Resorts & Campgrounds
• Hotel/Motel

All commercial business is marketed exclusively through Tower Hill's statewide network of independent insurance agencies. We are committed to offering our customers exceptional products at competitive pricing. Dedicated to providing superior customer service, our programs include value-added benefits such as on-site visits and recommendations from field loss-control specialists.

Insurance Carriers' Financial Strength & Stability

Our commercial partner companies hold a financial strength rating of "Excellent" or above by A.M. Best Company. Through our partnership with these carriers, Tower Hill Insurance Group is committed to insurance each business client's tomorrows. Tower Hill's commercial lines carriers include:

• QBE Specialty Insurance Company, Rated A
• Rockhill Insurance Company, Rated A-
• Sagamore Insurance Company, Rated A+

Comprehensive Coverage

Policies are written on the Businessowners Policy Coverages (ISO) form and include some of the following coverages. Optional endorsements - such as Directors' Liability, and Hired & Non-Owned Auto Liability - are also available.

• Property (with or without Wind Coverage)
• Ordinance or Law
• Business Income (Actual Loss Sustained)
• Comprehensive General Liability
• Medical Expense Payments

NOTE: These coverages are available for commercial risks that meet program class and eligibility requirements; they are provided through a single policy.

For additional information about Commercial Lines, please contact our Customer Service Center at (800) 342-3407.