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Insurance Basics

Below you'll find a list of all posts that have been categorized as “Insurance Basics”

Home Thank You! Learning Center Insurance Basics
  • What Is Net Promoter Score (NPS) and Why Does It Matter?
    Insurance Basics, Uncategorized
    What Is Net Promoter Score (NPS) and Why Does It Matter?
    August 10, 2026
    What Is Net Promoter Score (NPS) and Why Does It Matter? If you've ever wondered how companies measure customer satisfaction and loyalty, you may have come...
  • Wind mitigation inspection inspector on a ladder doing inspection on new roof to create a report and risk rating for homeowner to send to their insurance company to receive deductions in policy costs.
    Wind Mitigation Inspection: What Homeowners Need to Know
    Insurance Basics, Learning Center
    Wind Mitigation Inspection: What Homeowners Need to Know
    July 28, 2026
    If you live in an area where hurricanes and severe windstorms are a concern, you may have heard of a wind mitigation inspection. This inspection...
  • Coverages A, B, C, D: What Do They Mean?
    Insurance Basics
    Coverages A, B, C, D: What Do They Mean?
    July 24, 2026
    Homeowners insurance coverage can sometimes feel like alphabet soup: Coverage A, Coverage B, Coverage C, Coverage D and more. But what do these coverages mean,...
  • Does My Homeowners Insurance Cover My College Student?
    Insurance Basics
    Does My Homeowners Insurance Cover My College Student?
    July 13, 2026
    If you have college students in your family, make sure they have the necessary insurance coverage while away from home.
  • Home Insurance (HO3) Renewal Guide
    Insurance Basics, Learning Center, Renewal
    Home Insurance (HO3) Renewal Guide
    June 18, 2026
    Your home insurance renewal is more than just a piece of paper in the mail, it’s your annual opportunity to review your coverages and make...
  • What is a hurricane deductible?
    Insurance Basics, Natural Disasters
    What is a hurricane deductible?
    March 24, 2026
    Most homeowner policies in Florida have a separate deductible for windstorm losses. Here’s what you need to know. . . .
  • Why Did My Home Insurance Go Up? Here's What Florida Homeowners Need to Know
    Insurance Basics, Learning Center, Renewal
    Why Did My Home Insurance Go Up? Here's What Florida Homeowners Need to Know
    February 13, 2026
    We have been serving the insurance needs of Floridians for over 50 years and are thankful for our loyal policyholders. Every year, more than 92%...
  • Homeowners vs. Home Insurance: What's the Difference?
    Insurance Basics, Learning Center
    Homeowners vs. Home Insurance: What's the Difference?
    October 22, 2025
    While they sound similar, there are some important distinctions that can help you choose the right coverage and avoid costly surprises later.
  • Family enjoying playful moment on living room floor, symbolizing home safety and protection with Tower Hill Insurance.
    How Much Coverage Do You Really Need?
    Insurance Basics, Learning Center
    How Much Coverage Do You Really Need?
    October 7, 2025
    At Tower Hill Insurance, we’ve been helping homeowners safeguard what matters most since 1972. Whether you need a homeowners policy, flood coverage, or specialized protection,...
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  • Binding Updates
    July 24, 2026
    The Tower Hill Companies are currently binding new insurance policies and accepting requests to change coverages on existing policies in the following area(s): Louisiana: Cameron, Vermilion, Iberia, Saint Mary, Terrebonne, Lafourche, ...
  • Manage Your Policy with Our Mobile App
    May 5, 2025
    Here are just a few of the things you can do with the Tower Hill Mobile app: Access Your Account Policyholders with a Tower Hill Customer Portal account can use the same credentials to access the mobile app right away, no setup required. ...
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