Personal Coverage


No matter the square footage, location, or architecture, your home is your castle. It may be one of your largest financial investments on paper, but we understand that it’s so much more in all the ways that really count.


Tower Hill offers condo insurance that covers your belongings in the event of a fire or burglary, and liability coverage for accidents that occur in your home.


Landlord, or dwelling fire, policies are used to insure single-family or duplex homes that are not occupied by the owner and are considered rental property.


You don’t own the building, but you own all your possessions inside it! Disastrous weather and theft can rob you of your belongings, which are probably worth more than you think.



For most Floridians, flood insurance is must-have coverage to protect their homes and possessions. Don’t wait until it’s too late to consider what you may have at risk in a potential flood catastrophe.

Mobile Home

Tower Hill originally opened its doors by protecting mobile homes in the Miami area. After more than 40 years of protecting Florida’s mobile homes, we’ve helped thousands rest well knowing we have their backs.


Through our partnership with SkiSafe, Tower Hill offers comprehensive coverage for all watercraft big and small.

Equipment Breakdown

An affordable alternative to home warranty plans, Equipment Breakdown covers the perils of mechanical, electrical, and pressure systems breakdown, which are typically excluded or limited perils in a homeowners policy.

CyberShield Icon


Tower Hill CyberShield is a suite of cyber coverages and services for computer attacks, cyber extortion, online fraud and identity theft.