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Insurance Basics

Below you'll find a list of all posts that have been categorized as “Insurance Basics”

Home Thank You! Learning Center Insurance Basics
  • Home Insurance (HO3) Renewal Guide
    Insurance Basics, Learning Center, Renewal
    Home Insurance (HO3) Renewal Guide
    June 18, 2026
    Your home insurance renewal is more than just a piece of paper in the mail, it’s your annual opportunity to review your coverages and make...
  • What is a hurricane deductible?
    Insurance Basics, Natural Disasters
    What is a hurricane deductible?
    March 24, 2026
    Most homeowner policies in Florida have a separate deductible for windstorm losses. Here’s what you need to know. . . .
  • Why Did My Home Insurance Go Up? Here's What Florida Homeowners Need to Know
    Insurance Basics, Learning Center, Renewal
    Why Did My Home Insurance Go Up? Here's What Florida Homeowners Need to Know
    February 13, 2026
    We have been serving the insurance needs of Floridians for over 50 years and are thankful for our loyal policyholders. Every year, more than 92%...
  • Homeowners vs. Home Insurance: What's the Difference?
    Insurance Basics, Learning Center
    Homeowners vs. Home Insurance: What's the Difference?
    October 22, 2025
    While they sound similar, there are some important distinctions that can help you choose the right coverage and avoid costly surprises later.
  • Family enjoying playful moment on living room floor, symbolizing home safety and protection with Tower Hill Insurance.
    How Much Coverage Do You Really Need?
    Insurance Basics, Learning Center
    How Much Coverage Do You Really Need?
    October 7, 2025
    At Tower Hill Insurance, we’ve been helping homeowners safeguard what matters most since 1972. Whether you need a homeowners policy, flood coverage, or specialized protection,...
  • Do College Students Need “Home” Insurance?
    Insurance Basics
    Do College Students Need “Home” Insurance?
    August 28, 2025
    If you have college students in your family, make sure they have the necessary insurance coverage while away from home.
  • home renovations
    What is Coverage D – Loss of Use?
    Insurance Basics, Learning Center
    What is Coverage D – Loss of Use?
    July 21, 2025
    Have you ever wondered what "Coverage D - Loss of Use" coverage is? Here's a quick explanation with some everyday examples.
  • Sinkhole
    VIDEO: All About Sinkhole Coverage
    Educational Videos, Insurance Basics
    VIDEO: All About Sinkhole Coverage
    June 2, 2025
    In this educational video, learn more about Tower Hill Insurance's sinkhole coverage available as part of your homeowners insurance policy.
  • Man holding a cell phone.
    Manage Your Policy with Our Mobile App
    Insurance Basics, News & Events
    Manage Your Policy with Our Mobile App
    May 5, 2025
    With the Tower Hill Mobile app for property and flood insurance, policyholders can manage their policies on the go with easy access to policy information,...
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  • Binding Updates
    June 25, 2026
    As of Thursday, June 25, 2026, 9:00am ET due to the Pocket Fire in Arizona, Tower Hill will suspend binding authority for: Arizona: Coconino & Yavapai counties (THS, all products) As of this time/date shown above, the Tower Hill ...
  • Manage Your Policy with Our Mobile App
    May 5, 2025
    Here are just a few of the things you can do with the Tower Hill Mobile app: Access Your Account Policyholders with a Tower Hill Customer Portal account can use the same credentials to access the mobile app right away, no setup required. ...
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