| Texas Insurance for Home and Business
Protecting Texas homes and businesses with dependable insurance solutions backed by the strength and experience of Tower Hill.
Home Insurance Built Around You
- Flexible Coverage Options
- Competitive Pricing
- Trusted Claims Expertise
- Access to CastleCare, our credentialed contractor network
- Decades of Property Insurance Leadership
What We Write
Designed for Texas homeowners, our Homeowners policy offers dependable protection for owner-occupied and seasonal homes valued up to $750,000. With open-peril coverage, replacement cost loss settlement, full water damage protection (subject to eligibility), and liability limits up to $500,000, homeowners can choose coverage that helps protect what matters most.
Optional coverages including Equipment Breakdown, CyberShield Loss Coverage, Blanket Jewelry Coverage, and Animal Liability allow you to customize your policy to fit your needs.
Coverage availability and eligibility may vary based on property characteristics and underwriting requirements.
Texas Homeowner’s Insurance
Designed with Texas homeowners in mind, our homeowners insurance combines protection you can depend on, competitive pricing, and exceptional claims support. With the strength of Tower Hill Prime behind every policy, you can count on coverage that helps safeguard what matters most.
Available Coverage
Texas Commercial Insurance
Built for Texas businesses, our commercial insurance solutions help protect your property, operations, and long-term success. With dependable coverage, competitive pricing, and trusted claims support, you can focus on running your business with confidence.
Available Coverage
Office & Retail | Assisted Living | Self-Storage | Early Learning | Mercantile | Homeowners Association | Commercial Residential
Tower Hill Prime
In 1972, Tower Hill Insurance Group began as a small insurance agency in South Florida. Still family-owned today, we’ve grown into a trusted provider of property insurance across the Southeast, known for delivering responsive, high-quality claims service. Over the years, more than two million customers have relied on Tower Hill to protect their homes and businesses. What started as a single agency has evolved into a strong family of companies, including Tower Hill Prime.
Tower Hill Prime Insurance Company holds a Financial Stability Rating® (FSR) of A (Exceptional) from Demotech, Inc. as of February 2026.