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Insurance Basics

Below you'll find a list of all posts that have been categorized as “Insurance Basics”

Home Thank You! Learning Center Insurance Basics
  • Man holding a cell phone.
    Manage Your Policy with Our Mobile App
    Insurance Basics, News & Events
    Manage Your Policy with Our Mobile App
    May 5, 2025
    With the Tower Hill Mobile app for property and flood insurance, policyholders can manage their policies on the go with easy access to policy information,...
  • Spring Homeowners Guide: Inspect Your Home and Your Policy
    Insurance Basics, Learning Center
    Spring Homeowners Guide: Inspect Your Home and Your Policy
    March 20, 2025
    Spring brings warmer weather, blossoming flowers, and opportunities to address your homeowners insurance needs.
  • Desk adjuster vs field adjuster
    Field Adjuster vs. Desk Adjuster
    Insurance Basics
    Field Adjuster vs. Desk Adjuster
    December 12, 2024
    What is a desk adjuster? What is a field adjuster? What's the difference? Both play important but different roles in the insurance claims process.
  • Does home insurance cover theft
    Does Home Insurance Cover Theft?
    Insurance Basics, Your Home & Safety
    Does Home Insurance Cover Theft?
    November 4, 2024
    If you’re wondering whether home insurance covers theft, the short answer is ”YES.” Most standard home insurance policies provide protection for your personal belongings in...
  • Damaged Florida home
    Common Types of Fraud After a Storm
    Insurance Basics, Natural Disasters
    Common Types of Fraud After a Storm
    October 25, 2024
    Homeowners insurance fraud occurs when a person or business intentionally provides false information or manipulates circumstances to receive a financial payout from an insurance company.
  • FAQ: What to do after you receive your claims payment
    Insurance Basics
    FAQ: What to do after you receive your claims payment
    October 22, 2024
    You may have already received an explanation of your claim settlement from Tower Hill, which explains the benefits provided under your policy for damages suffered....
  • street under flood waters
    Why You Shouldn’t Wait to Get Flood Insurance
    Flood Information, Insurance Basics, Natural Disasters
    Why You Shouldn’t Wait to Get Flood Insurance
    October 4, 2024
    Whether you live near the coast or far inland, everyone in Florida faces the risk of flooding. Flood insurance can give you peace of mind...
  • What is Additional Living Expense, and does it apply to me?
    Insurance Basics, Learning Center
    What is Additional Living Expense, and does it apply to me?
    January 2, 2024
    Additional Living Expense (ALE) is included in most homeowners policies. Here's what you need to know...
  • Home with tarped roof
    Claim FAQs
    Insurance Basics, Natural Disasters
    Claim FAQs
    August 31, 2023
    Below we’ve included answers to frequently asked questions about selecting a contractor, repairs, claim payments, deductibles, reimbursements for additional living expenses, and more.
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  • Manage Your Policy with Our Mobile App
    May 5, 2025
    Here are just a few of the things you can do with the Tower Hill Mobile app: Access Your Account Policyholders with a Tower Hill Customer Portal account can use the same credentials to access the mobile app right away, no setup required. ...
  • Binding Updates
    November 7, 2024
    The Tower Hill Companies are currently binding new insurance policies and accepting requests to change coverages on existing policies for the following area(s) and exposure(s): Florida (standalone Flood only): Monroe county Louisiana (THS ...
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