Does Your Home Insurance Policy Cover Yard Sales?

September 20, 2012 | Tower Hill Insurance

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Yard sales are a favorite weekend hobby for many, especially when the Florida weather gets a bit cooler. But if you are hosting a garage sale, are you covered if someone gets injured on your property?

Because individual policy coverages vary, it is always best to check with your insurance agent to be sure exactly what your policy covers. In general, if your yard sale is a one-time annual event, you would have adequate coverage. However, if you host more frequent yard sales you may not be covered under your current policy. It is always best to consider your risk of liability and determine your policy coverages before you schedule your sale.

Watch this video by the Insurance Information Institute to learn more about your potential liability risk hosting a yard sale. Then, after you’ve checked with your insurance agent to confirm you have the right coverage, cleaned out your garage and closets, and priced your items to sell, check out these tried and true tips for hosting your best-ever yard sale from Better Homes and Gardens. Happy selling!