Purchasing Home Appliances?

November 21, 2019 | Tower Hill Insurance

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Here are some questions to ask when appliance shopping.

If you are planning to purchase new appliances for your home, there are many factors to consider. Energy efficiency is key, so manufacturers include energy star labels on most appliances.

Labels usually include the annual estimated cost of operating the appliance or a “standardized energy efficiency ratio.” Also consider the length of the warranty, and if additional warranty options are available.


Here are some questions to ask when appliance shopping.

Dishwashers. How much water is used on different cycles? Less water equals lower utility bills. You can also save energy dollars by allowing dishes to air dry and run your dishwasher only when it is full (but never overloaded).

Washing Machines & Dryers.  Which will work best for your needs and laundry room space? Top loaders use about 30% more energy than front loaders, and gas dryers tend to be less expensive than electric ones. Use cold water cycles when possible and routinely check to ensure your dryer vent is clear, to help reduce your utility bill.

Refrigerators. Do you need a fridge that is big, bigger or the biggest? Although side freezers are very popular and bottom ones are a favorite, generally top-mounted freezers are most energy efficient. The rule of thumb is 8-10 cubic feet for two people, then add another cubic foot for each additional family member living in the home.

Hot Water Heater. How much hot water is needed in your household and when? Tankless water heating systems heat the water on demand, but do not store it. If you need large amounts of hot water at one time, such as if everyone showers in the morning at your house about the same time, the tankless option may not work best. In sunny Florida, solar water heaters may also be an option.

To learn more about selecting the appliances that will work best for your home and family, check out these tips from Home Advisor and HGTV.

And last but not least, if you’re a homeowner with a Tower Hill policy, you now have the option to cover your appliances (and more!) with Tower Hill’s Equipment Breakdown endorsement.