Tips for Boaters

May 25, 2021 | Tower Hill Insurance

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Memorial Day is one of the most popular boating weekends of the year, but it can also be one of the most dangerous.

Safe boating is the key to keeping your boat afloat and your passengers out of harm’s way. These helpful resources for boating enthusiasts — and pets — of all ages will keep you ahead of the wake. 


Coast Guard Safety for Everyone
– Boat Safety for Kids
– Boat Safety for Pets


After everyone aboard knows about safe boating, the captain can plan for adventure. A popular app is Navionics, which provides detailed charts for fishing, sailing, and yachting. Fishing fanatics looking for the closest boat ramp should check out Take Me Fishing’s handy app.


As the top boating state in the nation, Florida has watercraft of all shapes and sizes. If you are new to boating or recently purchased a boat, you may not realize that a separate insurance policy is generally required for the protection you need.

According to a recent study by the American Automobile Association, nearly one-third of boaters in Florida do not have boat insurance. Also, the U.S. Coast Guard estimates that last year recreational boating in the U.S. resulted in nearly $40 million of property damage. Even a small mishap could result in an expensive repair bill, plus liability is a serious risk to consider. Never take chances with boat safety and be sure you have the coverage you need before setting sail.

To learn more about importance of boat insurance, visit  In 2014, Tower Hill partnered with SkiSafe to offer watercraft insurance. To request a free SkiSafe quote or learn more about boat coverage, contact your insurance agent today.

Sources: and (Federal Alliance for Safe Homes).