Tips for Boaters

July 1, 2015 | Tower Hill Insurance

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The Fourth of July is one of the most popular boating weekends of the year, but it can also be one of the most dangerous.

Safe boating is the key to keeping your boat afloat and your passengers out of harm’s way. These helpful mobile apps for boating enthusiasts — and pets — of all ages will keep you ahead of the wake. 

BOATING SAFETY

Coast Guard Safety for Everyone
– Safety Sidekicks for Kids
– Boat Safety for Pets

ADVENTURE

After everyone aboard knows about safe boating, the captain can plan for adventure. A popular app is Navionics, which provides detailed charts for fishing, sailing, and yachting. Fishing fanatics looking for the closest boat ramp should check out Take Me Fishing’s handy app. Then after catching the biggest fish ever, those in need of a long nap or refuel can locate nearby marina boat slips in real-time with Slipfinder.

WATERCRAFT INSURANCE

As the top boating state in the nation, Florida has watercraft of all shapes and sizes. If you are new to boating or recently purchased a boat, you may not realize that a separate insurance policy is generally required for the protection you need.

According to a recent study by the American Automobile Association, nearly one-third of boaters in Florida do not have boat insurance. Also, the U.S. Coast Guard estimates that last year recreational boating in the U.S. resulted in nearly $40 million of property damage. Even a small mishap could result in an expensive repair bill, plus liability is a serious risk to consider. Never take chances with boat safety and be sure you have the coverage you need before setting sail.

To learn more about importance of boat insurance, visit iii.org.  In 2014, Tower Hill partnered with SkiSafe to offer watercraft insurance. To request a free SkiSafe quote or learn more about boat coverage, contact your insurance agent today.

Sources: Disastersafety.org; Flash.org (Federal Alliance for Safe Homes); and GreatHurricaneBlowout.org.